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Terms of Service & Privacy Policy

Last Updated: May 2026

Welcome to System Theory ("Company," "we," "our," or "us"). By accessing, purchasing, or using our website, educational platform, courses, community, mentorship, subscriptions, or services (collectively, the "Services"), you agree to these Terms of Service and Privacy Policy. If you do not agree with these Terms, do not use our Services.

1. Educational Purposes Only — No Financial Advice

All content provided by System Theory is intended solely for educational and informational purposes.

Nothing on this platform constitutes:

  • Financial advice
  • Investment advice
  • Legal advice
  • Tax advice
  • Trading recommendations
  • Solicitation to buy or sell securities or financial products

Examples, strategies, charts, opinions, market commentary, and educational materials are general educational content only.

Users should seek advice from licensed financial professionals before making investment decisions.

System Theory is not a regulated investment advisor, broker, or financial institution.

2. Trading Risk Disclaimer

Trading and investing involve significant risk and may not be suitable for all individuals.

Users understand and acknowledge that:

  • Losses may exceed expectations
  • Trading may result in partial or complete loss of capital
  • Market conditions are unpredictable
  • Past performance does not guarantee future results
  • Hypothetical or simulated results have limitations

By using our Services, you accept full responsibility for your own trading decisions.

To the maximum extent permitted under applicable law, System Theory, its owners, employees, affiliates, instructors, agents, and representatives shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from use of our Services.

3. No Earnings Guarantees

System Theory makes no guarantees regarding:

  • Trading profitability
  • Financial success
  • Income generation
  • Future performance
  • Specific account results

Testimonials and student results are individual experiences and should not be interpreted as typical or guaranteed outcomes.

Results vary significantly between users.

4. Memberships, Courses and Subscriptions

Certain Services may be offered through:

  • One-time purchases
  • Monthly subscriptions
  • Membership programs
  • Coaching or mentorship access

By purchasing, you authorize billing according to your selected plan.

Subscription payments renew automatically unless canceled before the next billing date.

You may cancel recurring subscriptions at any time.

Cancellation becomes effective at the end of the active billing period.

No partial refunds or prorated refunds are provided unless legally required.

5. Refund Policy

Due to the digital nature of our educational products and immediate access to content, all purchases are generally final.

Once access to educational materials, videos, communities, files, downloads, or platform content has been granted, refunds are not guaranteed.

Exceptions may apply where required under applicable law.

Chargeback abuse or fraudulent disputes may result in account suspension or legal action.

6. User Accounts

Users are responsible for:

  • Maintaining account confidentiality
  • Restricting access to login credentials
  • All activity under their account

You agree not to:

  • Share account access
  • Sell access to content
  • Circumvent platform restrictions
  • Create fake identities
  • Access another user's account

We reserve the right to suspend or terminate accounts for violations.

7. Intellectual Property Rights

All platform content including course videos, educational materials, PDFs, strategies, branding, graphics, logos, text, community content, and proprietary methods are owned by System Theory and protected under copyright and intellectual property laws.

Users may not:

  • Record, screen record, or capture videos or course materials
  • Reproduce content in any form
  • Upload content to third-party platforms
  • Redistribute educational materials
  • Sell, sublicense, or commercially exploit content
  • Share materials with non-paying users
  • Publish or repost course materials publicly or privately
  • Reverse engineer proprietary systems or strategies
  • Repurpose content for competing products or services

Any attempt to copy, record, leak, distribute, resell, or commercially exploit System Theory materials without prior written consent is strictly prohibited.

System Theory reserves the right to investigate violations and pursue all remedies available under applicable law, including account termination, monetary damages, injunctive relief, copyright enforcement actions, and legal proceedings.

8. Community Rules and User Conduct

Users agree not to:

  • Harass other users
  • Post unlawful content
  • Engage in abusive behavior
  • Spam communities
  • Share copyrighted materials
  • Attempt unauthorized system access
  • Misrepresent affiliation with System Theory

Violations may lead to suspension or permanent removal.

9. Third-Party Services

Our Services may integrate with third parties including payment processors, analytics providers, hosting services, or communication tools. Examples may include Stripe, Discord, Telegram, email providers, or analytics software.

We are not responsible for third-party services or their policies.

Users should review third-party terms independently.

10. Privacy Policy

We collect information reasonably necessary to provide our Services including:

  • Name
  • Email address
  • Billing information
  • Login information
  • Purchase history
  • Device information
  • IP address
  • Analytics information

Payment processing is handled securely by third-party providers.

We do not store full payment card information.

11. Use of Personal Data

Collected information may be used to:

  • Provide Services
  • Manage accounts
  • Process payments
  • Improve user experience
  • Send support communications
  • Send educational updates and marketing communications
  • Prevent fraud and abuse

Users may unsubscribe from marketing communications.

12. Data Sharing

We do not sell personal information.

Information may be shared only:

  • With trusted service providers
  • To comply with legal obligations
  • To enforce our rights
  • To prevent fraud or abuse

13. Cookies and Analytics

Our website may use cookies and analytics technologies to improve performance and user experience.

Users may manage cookie settings through their browser.

14. GDPR Rights (EU Users)

If you reside within the European Union, you may have rights including:

  • Access to personal data
  • Correction of inaccurate data
  • Deletion requests
  • Data portability
  • Withdrawal of consent
  • Restriction of processing

Requests may be sent to our contact information below.

15. Limitation of Liability

To the maximum extent permitted by law, System Theory shall not be liable for trading losses, lost profits, data loss, business interruption, indirect damages, consequential damages, or reliance on educational content.

To the maximum extent permitted by applicable law, System Theory and its owners, employees, affiliates, instructors, agents, and representatives shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or financial losses, including trading losses, lost profits, loss of opportunity, or damages arising from use of the Services, trading activity, reliance on educational content, or decisions made based on materials provided through the platform. If liability cannot legally be excluded, total liability shall not exceed the total amount paid by the user to System Theory for the Services.

16. Indemnification

Users agree to defend, indemnify, and hold harmless System Theory and its owners, employees, affiliates, and representatives from claims arising from:

  • Violation of these Terms
  • User misconduct
  • Improper platform use
  • Trading activity

17. Termination

We reserve the right to suspend, restrict, or terminate access at any time for violations or misuse.

18. Changes to Terms

We may modify these Terms at any time.

Updated Terms become effective immediately upon publication.

Continued use constitutes acceptance.

19. Governing Law

These Terms are governed by the laws of Cyprus.

Disputes shall be subject to the exclusive jurisdiction of Cyprus courts.

20. Contact Information

Questions regarding these Terms may be sent to:

stavros@thesystemtheory.com

System Theory